Privacy Policy

Last updated: September 9, 2024

Golden Leaf Financial (“Golden Leaf,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for a loan, or otherwise interact with our services.

If you do not agree with the terms of this Privacy Policy, please do not use our services.

Personal Information You Provide

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All OPT-IN requests include text messaging originator opt-in data and consent; this information will not be shared with third parties.

When you apply for a loan or contact us, we may collect:

  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Date of birth
  • Social Security number or government-issued ID
  • Employment and income information
  • Banking and financial information
  • Any other information you voluntarily provide

Automatically Collected Information

When you access our website, we may automatically collect:

  • IP address
  • Browser type and device information
  • Pages viewed and time spent on our site
  • Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for purposes including:

  • Processing and evaluating loan applications
  • Verifying identity and preventing fraud
  • Communicating with you about your application or account
  • Complying with legal and regulatory requirements
  • Improving our website and services
  • Responding to inquiries and customer support requests

We do not sell your personal information.

How We Share Your Information

We may share your information only as necessary, including with:

  • Credit bureaus and reporting agencies
  • Financial institutions and payment processors
  • Identity verification and fraud prevention services
  • Service providers who assist us in operating our business
  • Government agencies or regulators when required by law

All third parties are required to protect your information and use it only for authorized purposes.

Cookies and Tracking Technologies

We use cookies and similar technologies to improve website functionality and user experience. You can control or disable cookies through your browser settings; however, some features of our site may not function properly without them.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the right to:

  • Access the personal information we hold about you
  • Request corrections to inaccurate information
  • Request deletion of certain information (subject to legal obligations)
  • Opt out of certain communications
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